The best way to get more money from your auto accident settlement is to begin your compensation claim the right way.
Listed below are the steps you’ll want to follow when starting your auto accident claims versus another driver’s insurance:
Be Aware of Blame Questions
In the beginning of your accident claims, the insurance company may ask you questions that will try to make you responsible for their insurer’s car accident.
For example, a common questions asked by the insurance companies is : “How could you have avoided the car accident?”
If you read it very carefully, you can see that this question presumes that you were the person who was the main cause for the auto accident. That the accident may have been prevented if you had been driving more carefully.
In the beginning of the car accident injury claim, the issue of fault is still unknown. The insurance company can’t certainly know who is to blame for the accident unless they assess the auto accident report, get in touch with witnesses, examine the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take blame for the auto accident.
The more blame they can give you, the lower your car accident insurance claim.
To avoid this trap, simply respond to this question: ” I couldn’t have prevented the accident as your crashed into me.”
Whether or not you could have averted the accident does not matter at this point. If the accident was your fault, the evidence will clearly show it.
But at this point, don’t presume you’re already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you.
The critical thing you are aiming to do at this point …
Put Attention on the Other Driver
Right after tell the insurance company about the accident, stress how the other vehicle owner was involved.
Do not say: “I was in a car accident with your insurer”. Say things like:
“Your insurer rammed into me” “Your insurer struck my car coming from the back” “Your insurer crossed the red light and destroyed my car.”
By shifting the emphasis on the other vehicle driver, you are steering clear of getting fault for the car accident. This helps improve your odds of getting a higher settlement.
It’s important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious legal charges.
If you start your accident settlement the right way, you increase your chances of getting more money from your insurance claims.
Find out more helpful ways to increase your money after a car accident and personal injury
